/* =====================================================================
   CI-ALLIANZ.CSS  ·  Gemeinsames Design-System
   Konzeptberatung + Vorsorge-Steckbrief

   >> PACEPROTECT-RESKIN: Es genügt, den Block ":root" (Marken-Tokens)
      und das @font-face unten auszutauschen. Alles andere bleibt.
   ===================================================================== */

/* ---------- Hausschrift (selbst gehostet) ---------- */
@font-face{
  font-family:"Allianz Sans";
  src:url("../fonts/AllianzNeo-Light.woff2") format("woff2"),
      url("../fonts/AllianzNeo-Light.otf") format("opentype");
  font-weight:300; font-style:normal; font-display:swap;
}
@font-face{
  font-family:"Allianz Sans";
  src:url("../fonts/AllianzNeo-Regular.woff2") format("woff2"),
      url("../fonts/AllianzNeo-Regular.otf") format("opentype");
  font-weight:400; font-style:normal; font-display:swap;
}
@font-face{
  font-family:"Allianz Sans";
  src:url("../fonts/AllianzNeo-Bold.woff2") format("woff2"),
      url("../fonts/AllianzNeo-Bold.otf") format("opentype");
  font-weight:700; font-style:normal; font-display:swap;
}

/* ---------- Marken-Tokens (RESKIN-PUNKT) ---------- */
:root{
  --brand-primary:#003781;     /* Allianz Blau */
  --brand-primary-d:#002663;   /* dunkler */
  --brand-accent:#0066b2;      /* helles Allianz-Blau */
  --brand-accent-2:#009fe3;    /* Hellblau-Akzent */
  --brand-on-primary:#ffffff;

  --bg:#eef2f7;                /* Seitenhintergrund */
  --surface:#ffffff;          /* Karten/Blätter */
  --surface-2:#f4f6fa;        /* sanfte Flächen */
  --border:#d7dee8;
  --ink:#1c2430;              /* Fließtext */
  --muted:#5b6573;            /* Sekundärtext */
  --success:#0a8f5b;
  --warn:#e2680f;

  --radius:12px;
  --radius-sm:8px;
  --shadow:0 1px 2px rgba(0,40,90,.06),0 8px 28px rgba(0,40,90,.08);
  --shadow-sm:0 1px 3px rgba(0,40,90,.10);
  --font:"Allianz Sans","Segoe UI",system-ui,-apple-system,Roboto,Arial,sans-serif;
  --maxw:920px;
}

/* ---------- Reset / Basis ---------- */
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  margin:0; font-family:var(--font); color:var(--ink);
  background:var(--bg); line-height:1.5; font-size:16px;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{margin:0 0 .4em; line-height:1.18; font-weight:700; letter-spacing:-.01em}
h1{font-size:1.9rem}
h2{font-size:1.35rem; color:var(--brand-primary)}
h3{font-size:1.08rem}
p{margin:0 0 1rem}
a{color:var(--brand-accent)}
small{color:var(--muted)}
.light{font-weight:300}

/* ---------- Kopfleiste / Marke ---------- */
.brandbar{
  background:var(--brand-primary); color:var(--brand-on-primary);
  position:sticky; top:0; z-index:30;
}
.brandbar__inner{
  max-width:var(--maxw); margin:0 auto; padding:14px 22px;
  display:flex; align-items:center; gap:16px;
}
.logo-slot{
  display:flex; align-items:center; gap:12px; min-height:40px;
}
/* Platzhalter, bis offizielles Allianz-Logo eingesetzt wird */
.logo-ph{
  border:1.5px dashed rgba(255,255,255,.6); border-radius:6px;
  padding:6px 12px; font-weight:700; font-size:1.15rem; letter-spacing:.02em;
  white-space:nowrap;
}
.logo-slot img{height:42px; width:auto; display:block}
.brand-meta{margin-left:auto; text-align:right; font-size:.82rem; line-height:1.35; opacity:.92}
.brand-meta strong{font-weight:700}

/* ---------- Layout-Hülle ---------- */
.wrap{max-width:var(--maxw); margin:0 auto; padding:26px 22px 80px}
.intro{margin:8px 0 22px}
.intro h1{color:var(--brand-primary)}
.lead{font-size:1.05rem; color:var(--muted); max-width:60ch}

/* ---------- Karten / Abschnitte ---------- */
.card{
  background:var(--surface); border:1px solid var(--border);
  border-radius:var(--radius); box-shadow:var(--shadow-sm);
  padding:24px; margin:0 0 20px;
}
.section-head{display:flex; align-items:center; gap:12px; margin-bottom:14px}
.section-num{
  flex:0 0 auto; width:34px; height:34px; border-radius:50%;
  background:var(--brand-primary); color:#fff; font-weight:700;
  display:flex; align-items:center; justify-content:center; font-size:.95rem;
}
.section-head h2{margin:0}
.section-desc{color:var(--muted); margin:-6px 0 16px; font-size:.95rem}

/* ---------- Formular-Grid ---------- */
.grid{display:grid; gap:14px 18px}
.grid.c2{grid-template-columns:1fr 1fr}
.grid.c3{grid-template-columns:1fr 1fr 1fr}
.grid.c4{grid-template-columns:repeat(4,1fr)}
.span2{grid-column:span 2}
.span-all{grid-column:1/-1}
@media(max-width:680px){
  .grid.c2,.grid.c3,.grid.c4{grid-template-columns:1fr}
  .span2{grid-column:auto}
}

.field{display:flex; flex-direction:column; gap:5px}
.field>label, .field-label{font-size:.85rem; font-weight:700; color:var(--ink)}
.field .hint{font-size:.78rem; color:var(--muted); font-weight:400}
.req{color:var(--brand-accent)}

input[type=text],input[type=email],input[type=tel],input[type=date],
input[type=number],select,textarea{
  font:inherit; color:var(--ink); background:var(--surface);
  border:1.5px solid var(--border); border-radius:var(--radius-sm);
  padding:10px 12px; width:100%; transition:border-color .15s, box-shadow .15s;
}
textarea{min-height:84px; resize:vertical}
input:focus,select:focus,textarea:focus{
  outline:none; border-color:var(--brand-accent);
  box-shadow:0 0 0 3px rgba(0,102,178,.15);
}
input::placeholder,textarea::placeholder{color:#9aa6b4}

/* ---------- Checkbox-/Radio-Karten ---------- */
.choices{display:grid; gap:10px}
.choices.c2{grid-template-columns:1fr 1fr}
.choices.c3{grid-template-columns:1fr 1fr 1fr}
@media(max-width:680px){.choices.c2,.choices.c3{grid-template-columns:1fr}}
.choice{
  position:relative; display:flex; align-items:flex-start; gap:10px;
  border:1.5px solid var(--border); border-radius:var(--radius-sm);
  padding:11px 13px; cursor:pointer; background:var(--surface);
  transition:border-color .15s, background .15s;
}
.choice:hover{border-color:var(--brand-accent-2)}
.choice input{margin-top:2px; accent-color:var(--brand-primary); width:18px; height:18px; flex:0 0 auto}
.choice .ct{font-size:.92rem}
.choice .ct b{display:block; font-weight:700}
.choice .ct span{color:var(--muted); font-size:.82rem}
.choice:has(input:checked){border-color:var(--brand-primary); background:#f1f6fc}

/* ---------- Prioritäten-Skala ---------- */
.prio-row{
  display:grid; grid-template-columns:1fr auto; gap:12px; align-items:center;
  padding:12px 0; border-bottom:1px solid var(--border);
}
.prio-row:last-child{border-bottom:0}
.prio-row .pr-label b{display:block}
.prio-row .pr-label span{color:var(--muted); font-size:.82rem}
.scale{display:inline-flex; border:1.5px solid var(--border); border-radius:999px; overflow:hidden; background:var(--surface)}
.scale label{
  padding:7px 12px; font-size:.8rem; cursor:pointer; color:var(--muted);
  border-left:1px solid var(--border); user-select:none; white-space:nowrap;
}
.scale label:first-of-type{border-left:0}
.scale input{position:absolute; opacity:0; width:0; height:0}
.scale label:hover{background:var(--surface-2)}
.scale input:checked + span{}
.scale label:has(input:checked){background:var(--brand-primary); color:#fff; font-weight:700}
@media(max-width:560px){
  .prio-row{grid-template-columns:1fr}
  .scale{justify-self:start}
}

/* ---------- Buttons ---------- */
.btn{
  font:inherit; font-weight:700; cursor:pointer; border:0;
  border-radius:999px; padding:13px 26px; font-size:1rem;
  background:var(--brand-primary); color:#fff; transition:background .15s, transform .05s;
  display:inline-flex; align-items:center; gap:9px; text-decoration:none;
}
.btn:hover{background:var(--brand-primary-d)}
.btn:active{transform:translateY(1px)}
.btn--ghost{background:transparent; color:var(--brand-primary); border:1.5px solid var(--border)}
.btn--ghost:hover{background:var(--surface-2)}
.btn--lg{padding:15px 34px; font-size:1.05rem}
.actions{display:flex; gap:12px; flex-wrap:wrap; align-items:center; margin-top:8px}

/* ---------- Hinweise / Banner ---------- */
.note{
  border-left:4px solid var(--brand-accent); background:var(--surface-2);
  padding:12px 16px; border-radius:0 var(--radius-sm) var(--radius-sm) 0;
  font-size:.9rem; color:var(--ink);
}
.note--privacy{border-left-color:var(--success)}
.pill{display:inline-block; font-size:.72rem; font-weight:700; letter-spacing:.04em;
  text-transform:uppercase; color:var(--brand-primary); background:#e7eff8;
  padding:4px 10px; border-radius:999px}

/* ---------- Footer ---------- */
.foot{max-width:var(--maxw); margin:0 auto; padding:24px 22px 60px; color:var(--muted); font-size:.8rem}
.foot a{color:var(--muted)}

/* ---------- Fortschritt ---------- */
.progress{position:sticky; top:68px; z-index:20; background:var(--bg); padding:8px 0 4px}
.progress__bar{height:6px; background:#dde5ef; border-radius:999px; overflow:hidden}
.progress__fill{height:100%; width:0; background:var(--brand-accent); transition:width .3s}

/* ---------- Utility ---------- */
.hidden{display:none !important}
.center{text-align:center}
.mt0{margin-top:0}.mb0{margin-bottom:0}
hr.div{border:0; border-top:1px solid var(--border); margin:22px 0}

/* =====================================================================
   KONZEPT-KOMPONENTEN  (für konzeptberatung.html)
   ===================================================================== */

/* ---- Agenda ---- */
.agenda{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.agenda li{display:flex;gap:14px;align-items:center;padding:12px 14px;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface)}
.agenda .n{flex:0 0 auto;width:30px;height:30px;border-radius:8px;background:var(--brand-primary);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;font-size:.85rem}

/* ---- Wertversprechen + 3 Schritte ---- */
.value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.value{padding:18px;border:1px solid var(--border);border-radius:var(--radius);background:var(--surface-2)}
.value h3{color:var(--brand-primary);margin-bottom:6px}
.value p{margin:0;font-size:.9rem;color:var(--muted)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;counter-reset:step}
.step{position:relative;padding:18px 18px 18px 18px;border:1px solid var(--border);border-radius:var(--radius);background:var(--surface)}
.step::before{counter-increment:step;content:counter(step);position:absolute;top:-14px;left:18px;width:30px;height:30px;border-radius:50%;background:var(--brand-accent);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
.step h3{margin:8px 0 6px}
.step p{margin:0;font-size:.9rem;color:var(--muted)}
@media(max-width:680px){.value-grid,.steps{grid-template-columns:1fr}}

/* ---- Bedarfsrad (Hub & Speichen) ---- */
.rad{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;max-width:760px;margin:6px auto 0}
.rad .cell{border:1px solid var(--border);border-radius:var(--radius);padding:14px 12px;text-align:center;background:var(--surface);min-height:96px;display:flex;flex-direction:column;justify-content:center;gap:4px}
.rad .cell b{font-size:.95rem;color:var(--brand-primary)}
.rad .cell span{font-size:.76rem;color:var(--muted)}
.rad .hub{background:var(--brand-primary);color:#fff;border-color:var(--brand-primary)}
.rad .hub b{color:#fff;font-size:1.05rem}
.rad .hub span{color:rgba(255,255,255,.85)}
.rad .ico{font-size:1.3rem;line-height:1}
@media(max-width:680px){.rad{grid-template-columns:1fr 1fr}.rad .hub{order:-1;grid-column:1/-1}}

/* ---- Prioritäten-Block je Bedarfsfeld ---- */
.need{border:1px solid var(--border);border-radius:var(--radius);margin:0 0 14px;overflow:hidden}
.need__head{display:flex;align-items:center;gap:12px;background:var(--surface-2);padding:12px 16px;border-bottom:1px solid var(--border)}
.need__head .ico{font-size:1.25rem}
.need__head b{font-size:1.02rem;color:var(--brand-primary)}
.need__head .scale{margin-left:auto}
.need__body{padding:14px 16px}
.prod-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px 16px}
@media(max-width:680px){.prod-grid{grid-template-columns:1fr}.need__head{flex-wrap:wrap}.need__head .scale{margin-left:0}}
.prod{display:flex;align-items:center;gap:9px;font-size:.9rem;padding:4px 0}
.prod input{width:17px;height:17px;accent-color:var(--brand-primary)}
.need__note{margin-top:10px}
.need__note input{width:100%}

/* ---- Budget / Einnahme-Ausgabe ---- */
.budget{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media(max-width:680px){.budget{grid-template-columns:1fr}}
.bcol h3{display:flex;justify-content:space-between;align-items:baseline;border-bottom:2px solid var(--brand-primary);padding-bottom:6px}
.bline{display:grid;grid-template-columns:1fr 120px;gap:10px;align-items:center;margin:8px 0}
.bline label{font-size:.88rem;color:var(--ink)}
.bline input{text-align:right}
.bsum{display:flex;justify-content:space-between;align-items:center;margin-top:12px;padding:12px 14px;border-radius:var(--radius-sm);background:var(--surface-2);font-weight:700}
.bsum .v{font-size:1.15rem;color:var(--brand-primary)}
.budget-result{margin-top:16px;padding:16px 18px;border-radius:var(--radius);background:var(--brand-primary);color:#fff;display:flex;justify-content:space-between;align-items:center}
.budget-result .v{font-size:1.5rem;font-weight:700}

/* ---- Finanzielles Haus ---- */
.haus{max-width:460px;margin:6px auto 0}
.haus__roof{width:100%;height:84px;background:var(--brand-primary);clip-path:polygon(50% 0,100% 100%,0 100%)}
.haus__roof-label{position:relative;text-align:center;color:#fff;margin-top:-32px;font-weight:700;font-size:.85rem;letter-spacing:.04em;text-transform:uppercase}
.haus__floor{border:1px solid var(--border);border-top:0;padding:16px;background:var(--surface)}
.haus__floor:first-of-type{border-top:1px solid var(--border)}
.haus__floor h4{margin:0 0 2px;color:var(--brand-primary)}
.haus__floor p{margin:0;font-size:.82rem;color:var(--muted)}
.haus__floor--base{background:var(--surface-2);border-bottom-left-radius:var(--radius);border-bottom-right-radius:var(--radius)}

/* ---- Lösungs-/Maßnahmen-Tabelle ---- */
.tbl-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}
.tbl{width:100%;border-collapse:collapse;font-size:.9rem;min-width:560px}
.tbl th{background:var(--brand-primary);color:#fff;text-align:left;padding:9px 11px;font-weight:700}
.tbl th:first-child{border-radius:6px 0 0 0}.tbl th:last-child{border-radius:0 6px 0 0}
.tbl td{border-bottom:1px solid var(--border);padding:7px 11px;vertical-align:top}
.tbl input{border:1px solid var(--border);border-radius:6px;padding:6px 8px;width:100%}
.tbl tr:nth-child(even) td{background:var(--surface-2)}

/* ---- Wissens-Einschub ---- */
.know{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:680px){.know{grid-template-columns:1fr}}
.know .box{border:1px solid var(--border);border-radius:var(--radius);padding:16px;background:var(--surface)}
.know .box b{color:var(--brand-primary)}

/* ---- Feedback ---- */
.nps{display:flex;gap:6px;flex-wrap:wrap}
.nps label{width:38px;height:38px;border:1.5px solid var(--border);border-radius:8px;display:flex;align-items:center;justify-content:center;cursor:pointer;font-weight:700;color:var(--muted)}
.nps input{position:absolute;opacity:0}
.nps label:has(input:checked){background:var(--brand-primary);color:#fff;border-color:var(--brand-primary)}

/* ---- Deckblatt ---- */
.cover{background:linear-gradient(135deg,var(--brand-primary),var(--brand-accent));color:#fff;border-radius:var(--radius);padding:40px 32px;margin-bottom:20px}
.cover h1{color:#fff;font-size:2.2rem}
.cover .sub{opacity:.92;font-size:1.05rem;max-width:46ch}
.cover .meta{display:grid;grid-template-columns:repeat(3,auto);gap:18px 30px;margin-top:26px;justify-content:start}
.cover .meta .k{font-size:.72rem;text-transform:uppercase;letter-spacing:.05em;opacity:.75}
.cover .meta .field input{background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.4);color:#fff}
.cover .meta .field input::placeholder{color:rgba(255,255,255,.6)}
@media(max-width:680px){.cover .meta{grid-template-columns:1fr 1fr}}

/* ---- Toolbar (Präsentation/Druck) ---- */
.toolbar{position:sticky;top:0;z-index:40;background:var(--brand-primary-d);color:#fff;display:flex;gap:10px;align-items:center;padding:8px 16px;flex-wrap:wrap}
.toolbar .sp{margin-left:auto}
.toolbar .tbtn{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.25);border-radius:8px;padding:7px 13px;font:inherit;font-size:.85rem;font-weight:700;cursor:pointer}
.toolbar .tbtn:hover{background:rgba(255,255,255,.22)}
.toolbar .tbtn--solid{background:#fff;color:var(--brand-primary)}

/* ---- Präsentationsmodus: nur eine Sektion sichtbar ---- */
body.present .slide{display:none}
body.present .slide.active{display:block;animation:fade .25s}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.slidenav{display:none}
body.present .slidenav{display:flex;position:fixed;bottom:18px;left:50%;transform:translateX(-50%);gap:10px;z-index:45;background:#fff;border:1px solid var(--border);box-shadow:var(--shadow);border-radius:999px;padding:8px 12px;align-items:center}
.slidenav .pos{font-size:.85rem;color:var(--muted);min-width:64px;text-align:center}

/* ---- Druck ---- */
@media print{
  .brandbar{position:static}
  .toolbar,.slidenav,.progress,.noprint{display:none !important}
  body{background:#fff;font-size:11.5pt}
  body.present .slide{display:block !important}
  .wrap{max-width:none;padding:0 6mm}
  .card,.need,.cover{break-inside:avoid;box-shadow:none}
  .cover{-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .section-num,.tbl th,.brandbar,.budget-result,.rad .hub,.haus__roof,.cover{-webkit-print-color-adjust:exact;print-color-adjust:exact}
  @page{margin:14mm 0}
}

/* =====================================================================
   EINWILLIGUNGEN + UNTERSCHRIFT (Check-in)
   ===================================================================== */
.legaltext{max-height:170px;overflow:auto;border:1px solid var(--border);border-radius:var(--radius-sm);
  background:var(--surface-2);padding:12px 14px;font-size:.82rem;color:var(--muted);line-height:1.45}
.legaltext h4{margin:0 0 4px;color:var(--ink);font-size:.86rem}
.consent-stack{display:grid;gap:12px;margin-top:12px}

.sigwrap{margin-top:6px}
.sigpad{position:relative;border:1.5px dashed var(--border);border-radius:var(--radius-sm);background:var(--surface);touch-action:none}
.sigpad canvas{display:block;width:100%;height:190px;border-radius:var(--radius-sm)}
.sigpad__base{position:absolute;left:24px;right:24px;bottom:38px;border-bottom:1.5px solid var(--border)}
.sigpad__x{position:absolute;left:24px;bottom:40px;color:var(--muted);font-size:1.1rem}
.sigpad__hint{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;color:#9aa6b4;font-size:.92rem;pointer-events:none}
.sigpad.signed .sigpad__hint{display:none}
.sig-actions{display:flex;justify-content:space-between;align-items:center;margin-top:8px;gap:10px}
.sig-actions .btn{padding:8px 16px;font-size:.85rem}